WHY USE A BROKER?
Insurance Brokers are licensed experts in insurance and risk management; who represents the interests of their clients in regards to insurance products. There are a number of advantages of using an Insurance Broker:
We work for you
Even though we have strong relationships with Insurance Companies we work for you, not them. We have a duty to act in your best interest and not just in order to get you quotes, but in everything to do with your insurance policy.
We ensure you have the best possible outcomes by:
- Providing you with advice on insurance matters based on your individual needs
- We source and review the best possible insurance policies, terms and conditions for your situation
- We work with you to ensure all the necessary paperwork is completed correctly
- We ensure that everything provided by the insurance company is correct and we keep copies of documents in case they’re needed in the future
- If you need to make a claim, we manage the process for you from beginning to end
We have the expertise to protect you properly
Insurance Brokers are required to have a minimum level of training and qualifications, and are required to maintain their skills and knowledge through ongoing professional development.
There can be significant differences between insurance covers that often people don’t find out about when they’re purchasing their own insurance, until they need to make a claim and don’t receive what they were expecting.
By using an Insurance Broker you avoid these situations by accessing expertise and professional advice based on your specific needs. We understand the nuances in terms and conditions and what inclusions and restrictions can really mean for you.
We save you time and money
Many people believe that using a Broker will be more expensive but this is a common misconception.
Finding the best insurance policy can be very time consuming and when you need multiple policies often the easiest thing for you to do is take out all your policies with the same insurance company. However that doesn’t necessarily mean you’re getting the best policy OR price.
By using us as your Insurance Broker, you no longer need to research policies, deal with insurance companies or waste your time on hold in lengthy call center queues. We do all the hard work for you! We can also find the best policies for you even if this means dealing with different insurance companies for different policies.
We advocate for you
Whether it’s working to get the best price for you or negotiating with insurance companies during a claim process, we advocate on your behalf to get you the best possible outcome.
We can review the policies you currently have in place and provide you with recommendations which means you don’t have to worry about how you’ll be looked after in a crisis.
For more information, please contact us.